Health Plan Discounts

Exclusive Health Care Discounts for Wisconsin Restaurant Association Members

​The Wisconsin Restaurant Association is part of a strategic alliance that provides affordable health care options for every size WRA member business—including small, midsize and large employers. ​

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​Call for a quote:  (844) 757-1190

Poster

Put up this poster where your employees can see it to let them know about the possibility of free health insurance available through a government subsidy program.

Individual + Family Health Insurance

Now available for WRA members, your part-time and full-time team members can access affordable personal health insurance. The plans cover pre-existing conditions along with a list of essential health benefits. Through this program, individuals can:

• Speak directly to licensed agents and receive quotes from multiple insurance companies.
• Access any qualifying federal subsidies as part of the enrollment process.  (If you collected unemployment in 2020 or 2021, make sure to ask about the Federal subsidy option before August 15!)
• Immediately enroll in medical, dental, vision, life, disability, and Medicare coverage programs.

 
Things To Know

• This is not employer sponsored – meaning the employer does not get involved in the paperwork or share in the expense.
• There are zero requirements on the employer side – no minimum group limits, minimum hours worked or anything like that.
• The hospitality worker calls direct, gets a quote and decides on the package best for them.​

UnitedHealthcare discounts to WRA members include:

• Up to a 5% discount on manual medical rates for fully insured groups with 51 or more eligible employees.
• An annual invoice credit of up to 5% on administrative fees for new ASO medical products for self-funded groups with 100 or more eligible employees.
• Up to a 5% discount on specialty benefits (dental, vision, life & disability, accident and critical illness) for fully insured groups.​

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Association Health Plan--
​Restaurant & Hospitality Association Benefit Trust

The Restaurant and Hospitality Association Benefit Trust (RHABT) is an association health plan offering medical and ancillary coverage to participating member businesses. The benefits portfolio is insured and provided by UnitedHealthcare and is available for small businesses in certain hospitality industries and geographies.

• For rating purposes small businesses are seen as a large employer.
• Large group plan designs focused on industry preference – no adjusted community rating or metallic designations.
• Members must be in one of the following SIC Codes: 5812, 5813, 7011, 7032, 7041

Get a Quote

Teladoc

Virtual Visits: Finally a cost-effective health benefit for employees

• Unlimited access to virtual visits for mental health and medical conditions
• All employees eligible: full time, part time, and furloughed
• Cost: $9 per employee per month includes unlimited visits with no copay for employees and their families
• Process:
  • Employers go to Set Up page
  • Employers are billed each month and may cost share with employees
  • No insurance required; Minimum 2 enrolled

Learn More

How to Use Video

Save Up to 75% on Prescriptions

FREE PHARMACY DISCOUNT CARDS
The Pharmacy Discount Card is free for industry professionals and their families.

• Completely free - no fees, forms or participant limits.
• Save up to 75% (40% average) on FDA-approved prescription medications.
• Accepted at 62,000+ pharmacies nationwide.
• No deductibles, exclusions, limits or maximums - the discount card is not insurance.

Request as many cards as you'd like to share with your team, your family or keep for yourself.

Request Pharmacy Cards

Not a WRA member yet?
Join today and start saving!

Join the WRA

For more information on the Hospitality Associations Alliance program and its exclusive member offerings, contact Alliah Bradburn at alliah.bradburn@optum.com.   

Some restrictions and exclusions apply. Discounts are available only to members of the National Restaurant Association and its state restaurant association partners; and may vary by location and group size.
​
Insurance coverage provided by or through UnitedHealthcare Insurance Company, UnitedHealthcare Insurance Company of Illinois, Inc. or their affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates. Health Plan coverage provided by or through UnitedHealthcare of Wisconsin, Inc.